Investment Management and Financial Planning

Melotte Financial Advisors is an independent registered investment advisor (RIA) providing fee-only (i.e. no commissions) investment management and financial planning serving clients around the nation.

I manage over $71 million of investable assets for ~64 households / 47 families (as of March 11, 2024).

This low client-to-advisor ratio allows me to provide truly personalized, custom service to my clients as opposed to broadly applying templated models across the entire client base.

As an independent RIA, this means I do not sell insurance, annuities, or any other commissionable financial products. The purpose is to remain objective by removing conflicts of interest. This ensures my recommendations are always made in your best interest.

You spend over two-thirds of your life either educating yourself for work or working. During those working years you sacrifice and forego some spending in order to put money away so you can eventually retire and be financially independent.

My work for you includes two main objectives:

  1. Help you make decisions that give you the greatest probability of becoming, and then remaining, financially independent for the rest of your life.
  2. Help you get the most out of your hard-saved assets on tax-adjusted, risk-adjusted, fee-adjusted basis.

Contact me for a free portfolio review.

The review includes an analysis of investment allocation, risks and current expenses along with suggestions for improvements for no obligation.