How I Use Financial Projections to Shape Investment Strategy

“…it’s as if there is 30 seconds left in the game, you have the ball and are up by a field goal. All you have to do is take a knee to win. But, instead, you’re trying to score another touchdown.”


The most important investment decision you can make is how much to allocate between major asset classes: bonds, stocks, commodities and real estate.

This decision alone drives the vast majority of risk and return experienced in a portfolio and, therefore, can have a tremendous impact on financial outcomes for most households.

Therefore, the majority of our time should be spent on this allocation decision. Additionally, this decision needs to be periodically evaluated. Continue reading “How I Use Financial Projections to Shape Investment Strategy”