What is “Sequence of Returns Risk” and Why Should You Care?

casinos like slots of vegas Yesterday, I wrote about why financial planning is so important. I included an actual case study of how a robust financial plan can help shape your investment strategy to give you a better chance of achieving your financial goals and preserving your financial independence across a variety of market environments. In that commentary I introduced the concept of “Sequence of Returns Risk.”

online casino games blogger Sequence of Returns Risk is absolutely critical to understand especially for folks within 5 years of retirement or who have retired within the last 7-10 years. Continue reading “What is “Sequence of Returns Risk” and Why Should You Care?”

The Importance of Financial Planning

bonus codes for caesars online casino This lull in market volatility provides a good opportunity to step back and look at the bigger picture…. the importance of a financial plan.

online gambling regulation south africa There are so many important financial decisions and questions that can be shaped and answered by a robust plan. It does far more than simply helping determine if you’ll be able to retire when you want and how you want.

online casino games uk But, today, let me focus on just one interesting example of how a robust plan can help you make better investment decisions and increase your probability of remaining financially independent in a variety of market environments. Continue reading “The Importance of Financial Planning”

Are You Prepared for the Next Bear Market?

global online casino market My expectation for losses in U.S. stocks during the next bear market is over 60%, which would take us back about twenty years and would require at least a 150% gain just to get back to even.

liberty slots casino no deposit bonus What impact would such a loss have on your portfolio? What impact would that have on your ability to retire or sustain your retirement lifestyle? Would any other financial goals be impacted? How about the toll on your mental health to see such a large chunk of your life savings wiped out. Continue reading “Are You Prepared for the Next Bear Market?”